How do I obtain a copy of my Vero Application file?

Under the Fair Credit Reporting Act, you are entitled to receive one free copy of your consumer file in any twelve month period from a credit reporting agency (CRA). You are also entitled to a free copy of your consumer file if you meet the following criteria:

  • You have been notified of an adverse action or been denied housing or employment based on information in your consumer file within the past 60 days
  • You reside in a state where you are entitled to more than one free copy in any twelve month period
  • You suspect that your file may contain fraudulent information, or you are a victim of identity theft
  • You are unemployed or you currently receive public assistance

You may obtain a copy of your Vero application file by downloading the report before submitting the application file.


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